How do you stop AI inventing a figure?

RejectedLuminnovate's own testing

The number that passed the check

any explanation with a figure the evidence does not contain

What was observed: AI writes the explanation for each decision.
What a generic approach says: Trust the text the model produces.
What the engine read: Every number in an explanation must appear in the evidence record, or the explanation is rejected. During development the check caught a hard coded number in our own writer.
What it meant for the decision: AI explains the evidence; it never invents it.

Figures are reproduced from Luminnovate's research records. Data sources are available on request; methods are proprietary.

More insights

Revenue overstated by inflowsHow much of what comes into an SME account is really revenue?Illustrative worked example
The builder whose loan masked a fallCan a steady looking account hide a falling business?Synthetic business
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Overdraft fees before missed repaymentsDoes the bank account warn of default before the first missed repayment?Public bank data
Risk or mix?Did borrowers get riskier, or did we lend to different borrowers?Public lending data
The collections fix that looked like a modelWhen late payments collapse, what actually changed?Anonymised invoice data
A fall that was noiseWhen revenue falls, when should you not act?Public retail data
The simpler model that matchedDoes a decision need a complex model?Public lending data
Peers cut false alertsDoes judging against peers work outside lending?Public energy data
Seeing missed repayments comingDoes early warning beat the rule a lender already runs?Public bank data
Ranking accounts, not paymentsHow should a fixed review team choose which accounts to hold?Synthetic bank transfers
Which hardship plans holdIs the reason for a hardship plan a signal of what comes next?Public lending data
Proving an alert is worth sendingHow do you know acting on an alert changed anything?Simulation
A book under every scenarioCan a projection of the book come with ranges you can rely on?Simulation

Every decision that moves money should be able to show its working.

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