LUMINNOVATE

Fraud and scam networks.

Which accounts are part of something bigger? Luminnovate links accounts by money and identity, ranks what is worth a review for a team with fixed capacity, and judges each customer against its own normal so ordinary activity is not referred.

Fraud rarely sits in one transaction. Rules that look at payments one by one refer too many good customers and miss the accounts that move money for others.

Network viewAccounts linked by money and identity
money passed roundname match only

Illustrative example.

What Luminnovate does

  • Finds the networkAccounts and people linked by money and confirmed identity.
  • Ranks for the team you haveThe referrals worth a review today, within capacity.
  • Leaves normal aloneEach customer judged against its own pattern, so recurring activity is not suspicious.

What each review capacity is worth

Impact Sandbox chart of net value a day for each review capacity, from 25 to 500 accounts a day, with the riskiest accounts reviewed first.
From Luminnovate's Impact Sandbox. Detection rates measured on a synthetic bank (IBM AMLworld), so the scale is synthetic; dollar figures from illustrative assumptions, not a client's.
Where it is used
Banks and lenders, Energy and telco retailers, Insolvency and legal
One case
Ranking accounts, not payments (Synthetic bank transfers)
Trust
Regulatory context

Start with last quarter's referrals. We rank them on your own data and show what the team would have reviewed.

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