.underwriting-flow {
  background: var(--white);
}

.underwrite-steps {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}

.underwrite-steps article {
  min-height: 260px;
  padding: 25px 18px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  position: relative;
}

.underwrite-steps article:not(:last-child)::after {
  content: "→";
  position: absolute;
  right: -12px;
  top: 42px;
  z-index: 2;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--terracotta);
  color: var(--white);
  display: grid;
  place-items: center;
  font-size: .8rem;
  font-weight: 800;
}

.underwrite-steps span {
  color: var(--terracotta);
  font-size: .72rem;
  font-weight: 850;
}

.underwrite-steps h3 {
  color: var(--navy);
  font-family: var(--serif);
  font-size: 1.35rem;
  font-weight: 500;
  margin: 38px 0 9px;
}

.underwrite-steps p {
  color: var(--muted);
  font-size: .84rem;
  margin: 0;
}

.entity-resolution {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 56px;
  align-items: center;
  margin-top: 38px;
  padding: 38px;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: var(--cream);
}

.entity-resolution-copy h3 {
  color: var(--navy);
  font-family: var(--serif);
  font-size: 2rem;
  font-weight: 500;
  line-height: 1.08;
  margin: 12px 0 16px;
}

.entity-resolution-copy p {
  color: var(--muted);
  margin: 0 0 12px;
  font-size: .91rem;
}

.entity-resolution-copy p:last-child {
  margin-bottom: 0;
}

.entity-source-stack {
  display: grid;
  gap: 9px;
}

.entity-source-stack > div {
  display: grid;
  grid-template-columns: 42px 145px 1fr;
  gap: 12px;
  align-items: center;
  padding: 14px 16px;
  border: 1px solid var(--line);
  border-radius: 11px;
  background: var(--white);
}

.entity-source-stack span {
  color: var(--terracotta);
  font-size: .65rem;
  font-weight: 850;
  letter-spacing: .06em;
}

.entity-source-stack strong {
  color: var(--navy);
  font-size: .83rem;
}

.entity-source-stack p {
  color: var(--muted);
  font-size: .75rem;
  line-height: 1.45;
  margin: 0;
}

.entity-source-stack .resolved {
  background: var(--navy-deep);
  border-color: var(--navy-deep);
}

.entity-source-stack .resolved strong { color: var(--white); }
.entity-source-stack .resolved p { color: #ffffffa6; }

.audience-heading { margin-top: 70px; }

.audience-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin-bottom: 38px;
}

.audience-grid article {
  display: flex;
  flex-direction: column;
  min-height: 330px;
  padding: 34px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: var(--white);
}

.audience-grid article.broker-audience {
  background: var(--navy-deep);
  border-color: var(--navy-deep);
}

.audience-grid span {
  color: var(--terracotta);
  font-size: .69rem;
  font-weight: 850;
  letter-spacing: .11em;
}

.audience-grid h3 {
  color: var(--navy);
  font-family: var(--serif);
  font-size: 2rem;
  font-weight: 500;
  line-height: 1.08;
  margin: 30px 0 14px;
}

.audience-grid p { color: var(--muted); font-size: .91rem; }
.audience-grid a { color: var(--navy); margin-top: auto; padding-top: 24px; font-size: .86rem; font-weight: 800; text-decoration: none; }
.audience-grid .broker-audience h3 { color: var(--white); }
.audience-grid .broker-audience p { color: #ffffffa6; }
.audience-grid .broker-audience a { color: var(--terracotta-soft); }

.broker-product-section { background: var(--cream); }
.broker-hero-benefit {
  color: var(--navy) !important;
  border-left: 3px solid var(--terracotta);
  margin-top: 18px;
  padding-left: 16px;
  font-weight: 750;
}
.broker-product-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 76px; align-items: center; }
.broker-product-grid h2 { font-size: clamp(2.5rem,4vw,4rem); line-height: 1.03; margin: 12px 0 20px; }
.broker-product-grid > div > p { color: var(--muted); }
.broker-product-grid .button { margin-top: 18px; }
.broker-output-list { display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.broker-output-list > div { min-height: 190px; padding: 24px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); background: var(--white); }
.broker-output-list span { color: var(--terracotta); font-size: .68rem; font-weight: 850; display: block; }
.broker-output-list strong { color: var(--navy); font-family: var(--serif); font-size: 1.25rem; font-weight: 500; display: block; margin: 28px 0 8px; }
.broker-output-list p { color: var(--muted); font-size: .81rem; margin: 0; }

.product-switcher {
  background: var(--white);
  border-bottom: 1px solid var(--line);
}

.product-switcher.bottom {
  border-top: 1px solid var(--line);
  border-bottom: 0;
}

.product-switcher-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 0;
}

.product-switcher a {
  color: var(--muted);
  border-radius: 999px;
  padding: 9px 15px;
  font-size: .76rem;
  font-weight: 800;
  text-decoration: none;
}

.product-switcher a:hover { color: var(--navy); background: var(--cream); }
.product-switcher a.active { color: var(--white); background: var(--navy); }

@media (max-width: 1020px) {
  .underwrite-steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .underwrite-steps article:last-child { grid-column: 1 / -1; min-height: 190px; }
  .underwrite-steps article::after { display: none !important; }
  .entity-resolution { grid-template-columns: 1fr; gap: 28px; }
  .broker-product-grid { grid-template-columns: 1fr; gap: 38px; }
}

@media (max-width: 720px) {
  .product-switcher-inner { flex-wrap: wrap; padding: 10px 0; }
  .product-switcher a { padding: 8px 11px; font-size: .7rem; }
  .underwrite-steps { grid-template-columns: 1fr; }
  .underwrite-steps article,
  .underwrite-steps article:last-child { grid-column: auto; min-height: 0; }
  .underwrite-steps h3 { margin-top: 20px; }
  .entity-resolution { padding: 25px 20px; }
  .entity-source-stack > div { grid-template-columns: 38px 1fr; }
  .entity-source-stack p { grid-column: 2; }
  .audience-grid { grid-template-columns: 1fr; }
  .broker-output-list { grid-template-columns: 1fr; }
}